Axis Bank’s Instant Personal Loan ensures you have a seamless experience with quick approval, minimal paperwork and competitive interest rates. Owing to flexible repayment options, you can tailor the instant loan to suit your financial situation and budget.
Types Of Personal Loan From Axis Bank
- Flexi credit
- Business Loan With ITR (or) PAPL
- Personal Loan
- Credit line UPI
- Instant Loan on credit card
- Loan against fd
Personal Loan Highlights
- Online, Paperless Process
- Quick Approval in 30 seconds
- No collateral
Personal Loan Details
| Loan Amount | RS 50K to 40 Lakhs |
| Tenure | 12 months to 84 months |
| Interest Rate | 11% to 22% p.a |
| Processing Fees | Up to 2% of loan amount + GST |
Personal Loan Eligibility
- Salaried Employees
- Salaried doctors
- Employees of public and private limited companies
- Government sector employees including Public Sector Undertaking, Central and Local bodies
- Minimum age of 21 years
- Maximum age of 60 years at the time of maturity of the Personal Loan
- Minimum net monthly income -₹15,000 for Axis Bank customers and ₹25,000 for non Axis Bank customers
Documents required for Personal Loan
- 3 latest Salary Slips with the latest Form 16
- Last 3 Months Bank Statements
- KYC documents: (any one from the list mentioned below)
- Passport
- Driving license
- PAN Card
- Aadhaar Card with date of birth
- Voters Id
Personal Loan Apply Process
- Visit the Personal Loan section and click on the ‘Apply Now’ button
- Provide your personal details such as mobile number and either Date of Birth or PAN
- Key in the OTP that you receive on your mobile number
- Give the consent for sharing your details for the purpose of verification of your documents
- Keep your last six months bank statements and salary slips ready for uploading
- Complete the eKYC and Video KYC process for your instant loan application to be complete
Our Loan Details
| Loan Amount | RS 2,00,000 |
| Tenure | 60 Months |
| Interest Rate | 13.75% p.a |
| Processing fees + GST | RS 2,950 + RS 210 |
| Net Disbursal | RS 1,96,840 |
Apply for Instant Overdraft on Salary
- 24×7 FlexiCredit is an overdraft facility for customers who have a salary account with Axis Bank. Avail this overdraft facility for instant and flexible fund requirement. Utilize FlexiCredit facility for any planned, unplanned or emergency requirement.
- 24×7 FlexiCredit requires Nil documentation, and the credit line is sanctioned in just 2 steps, within 3 minutes. With 24×7 FlexiCredit, you don’t need to cut down on your expenses due to insufficient funds in your savings account. You can avail up to INR 5 lakh as an overdraft facility and pay interest only on utilized amount and for the duration of utilization.
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Disclaimer
We are not responsible anything releated to this loan so i request kindly take your won risk before applying loan, thank you.
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