Fund your emergency expenses by availing yourself instant loan of up to ₹5 Lakh for personal instantly from Poonawalla Fincorp with minimal documentation, quick approval and ZERO hidden charges. Our Small Personal Loan is unsecured, meaning you do not have to pledge collateral.
Poonawalla Fincorp’s Instant Small Personal Loan is an extremely convenient product for a borrower who is looking for a quick small-ticket loan. This loan is helpful for borrowers who need small financial assistance for achieving their immediate goals.
Personal Loan Highlights
- Loan up to 5 lakhs
- Tenure 1 to 60 months
- Interest Rates Starting from 16% p.a
- Zero foreclosure charge
- Minimal documentation
- Fast & easy process
Loan Details
| Instant Loan Amount | ₹50,000 to ₹5 Lakh |
| Instant Personal Loan Interest Rates | 16%* p.a. onwards |
| Instant Loan Processing Fees | upto 4.5% + Applicable Taxes |
| Instant Loan Tenure | 1 to 36 months |
| Lowest Instant Loan EMI | ₹1,962 for 36 months |
| Foreclosure/Pre-Payment Charges | 0%* If paid from own sources & 4% If paid from other sources |
| Default Charges | 24% per annum |
| Repayment Instrument Dishonor Charges | ₹500 per bounce plus applicable taxes |
| Stamp Duty | At actuals (as per state) |
Eligibility Criteria
- Age Between 25 and 55 years.
- The applicant must be an Indian citizen.
- Minimum annual household income (declared) must be ₹3 Lakh.
Documents Required
- KYC Documents: PAN Card/Aadhaar Card/Driving Licence/Voter ID/Passport
- Address Proof: Passport, utility bills, rent agreement, etc.
Applying Steps for Personal Loan
- Download Poonawall Fincorp Personal Loan Application
- Complete Basic Signup Process
- Enter Your your few personal details
- Get Your loan offer
- then complete your KYC , E-Nach and E-Sign Process
- Get Loan Amount
Our RealTime Loan Details
| Loan Amount | RS 1,03,000 |
| Rate Of Interest | 29% per annum |
| Repayment tenure | 12,18,24 months |
| Processing Fees | 4.32% of loan amount RS 4450 |
| Disbursement Amount | RS 98,550 |
| Monthly EMI | RS 5,706 |
Poonawalla Business Loan
Empower your business and take it to new heights with Poonawalla Fincorp’s fast and hassle-free loan app. You can boost working capital, buy new business equipment, and expand your workforce with Poonawalla Fincorp’s app.
Highlights for Business Loan
- Loan amount up to 50 Lakhs
- Competitive interest rates starting at 15% p.a.
- Processing Fee: Up to 3% of sanction amount plus taxes
- 100% Digital process
- No collateral/security
- No hidden charges
- Minimal documentation
Disclaimer
We do not accept any responsibility for the outcomes of these loan applications. Please ensure you understand the risks before proceeding with your application,thankyou.
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